EGAN-RYAN provides services to those who wish to prearrange their funeral. Prepaying a funeral guarantees its cost. It also gives "peace of mind" in the knowledge that surviving relatives can be free of costs incurred from funeral expenses.

Payments for prepaid funerals can be placed in the Egan-Ryan Company's trust with a local national bank or one of several carefully selected industry specific insurance companies through a life insurance policy equaling the total funeral amount.